Wickfield provides tailored private motor insurance solutions designed to keep you and your vehicle protected on every journey.
Our plans combine comprehensive & third party coverage options with exceptional service, giving you peace of mind wherever you drive.
Coverage Options
‘Third-Party’ coverage
During the insurance period, in connection with the use of the vehicle, it provides protection to the driver against:
- Covers bodily injury or death to third parties (including passengers), up to HKD100,000,000
- Covers damage to third-party property, including other vehicles and assets, up to HKD2,000,000
‘Comprehensive’ coverage
- Includes all third-party liability benefits
- Protects your vehicle against accidental loss or damage caused by collision, fire, flooding, theft, and more
- Can extend cover to Guangdong Province, PRC
- Complimentary Benefits:
- Windscreen Protection
- No-Claim Discount Protection
- Driver’s Personal Accident Cover
- 24-Hour Roadside Assistance
- 24-Hour Towing Service
- Car Rental Service
- New Car Replacement Guarantee
No Claim Discount (NCD)
During the insurance period, if there are no claims submitted, there will be the following discounts allowed upon renewal:
| Period of Insurance | No Claim Discount |
|---|---|
| 1 year | 20% |
| 2 consecutive years | 30% |
| 3 consecutive years | 40% |
| 4 consecutive years | 50% |
| 5 consecutive years | 60% |
