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Third Party Liability – Building Owners Insurance – Wickfield Insurance Brokers Limited

Third Party Liability

To indemnify the Insured against all sums which the Insured shall become legally liable to pay as damages, including the liability under Building Management (Third Party Insurance) Regulation, consequent upon accidental.



  • Death or Bodily Injury to Third Parties
  • Loss of or damage to the property of Third Parties
  • Including the legal costs and expenses incurred with the written consent of the Insurer in the defence or settlement of any such claim


The newly amended section 28 of the Building Management Ordinance (Cap.344) has come into force on 1 January 2011. All Owners Corporations shall arrange and keep in force in relation to the common parts of the building and the property of the Owners Corporation a policy of third party liability insurance. The minimum insured amount of each policy shall be $10 million per event.




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