Property All Risks

It provides indemnity to the Insured against damage to the building of common areas, including but not limited to landlord’s fixtures and fittings, mechanical and electrical installation, lifts, fire services equipments, building automation, utilities, facilities & installation etc, as mentioned in the D.M.C. of the insured building, or for which the Insured is responsible, but excluding foundation and drains.



  • Fire & Lightning
  • Earthquake
  • Aircraft Damage
  • Explosion
  • Malicious Damage
  • Riot and Strike
  • Impact by Road Vehicle
  • Sprinkler Leakage
  • Typhoon, Windstorm and Flood
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Landslide & subsidence




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