Medical and Global Health

Medical Insurance will provide indemnity to the Insured when medical expenses are incurred. Generally, it will provide the following coverage:

Basic Coverage:

1.  Hospital and Surgical Expenses

    • Room and Board
    • Intensive Care
    • In-hospital Doctor’s Visit
    • Hospital Expenses
    • Surgeon’s Fees
    • Operating Theatre Charges
    • Anaesthetists’ Fees

For some policies, the following benefits shall be included:

    • Pre-Hospitalisation Treatment
    • Outpatient Kidney Dialysis & Cancer Treatment
    • Organ Transplantation
    • Artificial Prosthesis
    • Home Nursing

Optional Coverage:

2.  Supplementary Major Medical Benefits

3.  Outpatient Benefits

4.  Hospital Cash Benefits

5.  Dental Benefits

6.  Pregnancy Cover

In addition to the ordinary Hospital and Surgical Expenses and Outpatient Benefits of Medical Insurance, Global Health Insurance provides the followings:

Comprehensive Benefits:

    • Annual maximum up to US$5 Million
    • Fully covered In-hospital Payment
    • Oncology
    • Complications of Pregnancy
    • AIDS/HIV – Mental or Nervous Disorders
    • Organ Transplant
    • Hospice Care
    • Chronic Conditions
    • Pre-existing Conditions
    • Maternity
    • Free Cover for New Born Baby
    • Elective treatment in Worldwide countries
    • Elective deductible to save premium