Personal Accident

Personal Accident Insurance provides protection to the Insured on a 24 hour and worldwide basis, with the following options of benefits:

  • Accidental Death
  • Accidental Permanent Disablement (Total or Partial)
  • Accidental Temporary Disablement (Total or Partial) or Weekly Benefits
  • Accidental Medical Expenses

Generally, the following extra benefits could be added:

  • Double Indemnity in public common carriers
  • Hospital Cash Benefits
  • Chinese Bonesetter & Acupuncturist consultation
  • Emergency Medical Evacuation & Repatriation of Remains

Premium Calculation

The Premium will be calculated according to the sum insured and the benefits insured. Besides, the premium will be based on the occupation classification of the Insured.