Wickfield provides tailored private motor insurance solutions designed to keep you and your vehicle protected on every journey.
Our plans combine comprehensive & third party coverage options with exceptional service, giving you peace of mind wherever you drive.
Coverage Options
‘Third-Party’ coverage
During the insurance period, in connection with the use of the vehicle, it provides protection to the driver against:
- Bodily injury or death to third parties (including passengers), up to HKD100,000,000
- Damage to third-party property, including other vehicles and assets, up to HKD2,000,000
‘Comprehensive’ coverage
- Includes all third-party liability benefits
- Protects your vehicle against accidental loss or damage caused by collision, fire, flooding, theft, and more
- Can extend cover to Guangdong Province, PRC
- Complimentary Benefits:
- Windscreen Protection
- No-Claim Discount Protection
- Driver’s Personal Accident Cover
- 24-Hour Roadside Assistance
- 24-Hour Towing Service
- Car Rental Service
- New for Old Replacement Benefit (only available for total loss on 1st policy year)
No Claim Discount (NCD)
During the insurance period, if there are no claims submitted, there will be the following discounts allowed upon renewal:
| Period of Insurance | No Claim Discount |
|---|---|
| 1 year | 20% |
| 2 consecutive years | 30% |
| 3 consecutive years | 40% |
| 4 consecutive years | 50% |
| 5 consecutive years | 60% |
