Wickfield provides commercial vehicle insurance solutions to protect your fleet and business operations.
Our plans combine flexible coverage with professional service, allowing you to focus on your business with peace of mind.
Coverage Options
‘Third-Party’ coverage
During the insurance period, in connection with the use of the vehicle, it provides protection to the driver against:
- Covers bodily injury or death to third parties (including passengers), up to HKD100,000,000
- Covers damage to third-party property, including other vehicles and assets, up to HKD1,000,000
‘Comprehensive’ coverage
- Includes all third-party liability benefits
- Protects your vehicle against accidental loss or damage caused by collision, fire, flooding, theft, and more
- Can extend cover for damage to tailgate, or the third-party liability resulting from the use of the tailgate.
No Claim Discount (NCD)
During the insurance period, if there are no claims submitted, there will be the following discounts allowed upon renewal:
| Period of Insurance | No Claim Discount |
|---|---|
| 1 year | 10% |
| 2 consecutive years | 20% |
| 3 consecutive years | 30% |
