Private Motor Vehicle Insurance includes the two main parts of ‘Third Party Liability cover’ and ‘Comprehensive Cover’:
‘Third Party Liability Cover’
During the insurance period, in connection with the use of the vehicle, it provides protection to the driver against:
- Legal liability for causing death or bodily injury of third parties, including the liability to passengers in the vehicle, up to HK$100 Million
- Legal liability for causing property damage of third parties, including third-party vehicles and other property, up to HK$2 Million.
‘Comprehensive Cover’
- During the insurance period, in addition to the cover under ‘Third Party Liability Cover’, it provides indemnity to the Insured against damage &/or loss of the vehicle &/or its spare parts, due to accidents
Free extension
- Free Windscreen Cover
- NCB protector
- Driver’s Life Protection
- 24-Hour Emergency Roadside Services
- 24-Hour Emergency Towing Services
- Temporary Substitute Vehicle Benefit
- New for Old Replacement (for the vehicle in the first year)