Private Motor

Private Motor Vehicle Insurance includes the two main parts of ‘Third Party Liability cover’ and ‘Comprehensive Cover’:


‘Third Party Liability Cover’

During the insurance period, in connection with the use of the vehicle, it provides protection to the driver against:

  • Legal liability for causing death or bodily injury of third parties, including the liability to passengers in the vehicle, up to HK$100 Million
  • Legal liability for causing property damage of third parties, including third-party vehicles and other property, up to HK$2 Million.


‘Comprehensive Cover’
  • During the insurance period, in addition to the cover under ‘Third Party Liability Cover’, it provides indemnity to the Insured against damage &/or loss of the vehicle &/or its spare parts, due to accidents


Free extension
  • Free Windscreen Cover
  • NCB protector
  • Driver’s Life Protection
  • 24-Hour Emergency Roadside Services
  • 24-Hour Emergency Towing Services
  • Temporary Substitute Vehicle Benefit
  • New for Old Replacement (for the vehicle in the first year)




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