Individual Medical Insurance provides financial protection against high medical expenses arising from illness or injury. It is designed to help individuals manage healthcare costs by offering comprehensive coverage for hospitalisation and related medical treatments.

Basic Coverage

• Hospital room and board
• Intensive Care Unit (ICU) charges
• Attending physician’s fees
• Hospital miscellaneous expenses
• Surgical fees
• Operating theatre charges
• Anaesthetist’s fees

Optional Coverage

• Supplementary Major Medical Benefits
• Outpatient coverage
• Hospital cash benefit
• Dental coverage
• Maternity coverage

In addition to standard medical insurance benefits, global medical insurance plans may also provide extended coverage, including:

• Annual maximum benefit of up to USD5,000,000
• Full reimbursement of eligible hospitalisation expenses
• Cancer treatment coverage
• Complications arising from pregnancy
• HIV/AIDS coverage
• Mental health treatment
• Organ transplant coverage
• Nursing care and convalescence
• Chronic condition coverage
• Pre-existing condition coverage
• Worldwide freedom of choice for medical treatment
• Optional deductible selection to help reduce premium costs

Share our products to your friends!