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Home Insurance – Personal Insurance (Apply) – Wickfield Insurance Brokers Limited

Home Insurance

FWD Home Liability Insurance

Home Liability Insurance provides you worldwide cover, subject to Hong Kong jurisdiction, up to HK$5,000,000 against any claim for bodily injury or property damage resulting from the negligence of you and your family members normally living with you. Cover includes your legal liability

  1. as occupier of the home
  2. as owner of the home (including common areas of the building)
  3. as a private individual (anywhere in the world)

 

Your legal liability, where applicable, as Tenants of the home for damage to building including landlord’s fixtures and fittings is also covered.

【Product Brochure】          【Policy Provision】

 

FWD Home Liability Insurance – Apply Now

 


 

FWD Easy HomeCare

SECTION 1 – Household Contents

Your household contents at home are insured for ‘All Risks’ cover. This ‘All Risks’ cover protects your contents against accidental loss or damage arising from, including but not limited to, re, ood, typhoon, explosion or theft, up to a maximum of HK$500,000 per year. Maximum limit of the coverage for any one item of your household contents is HK$100,000. Valuables, such as jewellery, gold, silver, watches, photographic equipment, furs, musical instruments (except pianos), are covered up to HK$10,000 per item and with an aggregate maximum of HK$100,000 per year.

SECTION 2 – Personal Liability

Easy HomeCare provides worldwide cover of your legal liability up to HK$5,000,000 against any claim for bodily injury or property damage resulting from the negligence of you or your family members normally living with you. Provided that the legal proceedings is submitted to the Hong Kong court. 

  1. as occupier of the home
  2. as owner of the home (including common areas of the building)
  3. as an individual (anywhere in the world)

 

Cover your legal liability being a Tenant of the home against the damage caused to the structure of the home and landlord’s xtures and ttings.

【Product Brochure】          【Policy Provision】

 

FWD Easy HomeCare – Apply Now

 


 

FWD HomeCare Insurance

 

HomeCare Insurance is a comprehensive insurance package to provide protection for your household contents, building as well as worldwide personal belongings and liability.


This insurance package consists of 4 sections:

  • 第一部份:家居財物全險
  • 第二部份:個人法律責任
  • 第三部份:全球性個人財物全險
  • 第四部份:樓宇結構全險

 

第一及第二部份是基本投保項目,第三及第四部份為可供選擇項目。

第一部份:家居財物全險

易安心家居保為你的家居財物提供‘全面保障’,範圍包括因火災、水浸、颱風、爆炸、盜竊或意外而導致之損壞。賠償總額每年最高可達HK$500,000元,每件財物最高賠償額為HK$100,000元。貴重物件如珠寶首飾、金、銀、手錶、攝影器材、皮草或樂器(鋼琴除外)等,每件最高賠償額為HK$10,000元,而每年最高賠償總額為HK$100,000元。

每年只需港幣420元,便能為你和你的家人提供可靠及全面的保障享有高達HK$500,000 元的家居物品保障提供高達港幣5,000,000 元作為業主、住戶及個人的個人法律責任及個人全球法律責任保障全面保障居所內的家居財物、傢俬及電器等;包括因火災、水浸、水渠爆裂、颱風、盜竊或意外而導致之損毀適用於實用面積為1,000 平方尺以內之家居。

第二部份:個人法律責任保險

如你或同住的家庭成員在以下情況因疏忽而導致他人身體受傷或財物損失需負上法律責任及作出金錢賠償時,本計劃可提供高達港幣5,000,000
元之保障。惟訴訟必須由香港法庭處理:

  1. 以住戶身份佔用家居
  2. 以業主身份(包括所在大廈公共地方)
  3. 以個人身份(全球保障)

第三部份:全球性個人財物全險(選擇性) 

當你或你的家人外出時,財物一旦遺失、遭盜竊或損毀均可獲得保障。投保金額由你自訂。

第四部份:樓宇結構全險(選擇性)

家居保為你的樓宇結構提供「全險」的保障,範圍包括因火災、水浸、颱風、爆炸或盜竊所引致的損毀。
本計劃更擴大保障範團至因直接由山泥傾瀉或地陷所引致的損毀。

【Product Brochure】          【Policy Provision】

 

FWD HomeCare Insurance – Apply Now

 


 

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