According to Section 40 of the Employees’ Compensation Ordinance, all employers are required to take out insurance policies to cover their liabilities both under the Ordinance and at common law. If an employee sustains an injury or dies as a result of an accident arising out of and in the course of his employment, or by prescribed occupational diseases, his employer is in general liable to pay compensation under the Ordinance.
Section 24 of the Ordinance provides that when an employee of a sub-contractor is injured at work, the principal contractor shall be liable for any claim of compensation made by the injured employee under the Ordinance. The principal contractor may, however, take action to recover from the sub-contractor any payment which he is required to make.
Employees’ Compensation Insurance provides protection to employers against liability at law &/or under Common Law.
- Permanent Total / Partial Incapacity
- Temporary Incapacity
- Medical Expenses